Blended (part grant, part loan)Development finance institution

Land Bank blended finance for black farmers

Land Bank with the Department of Agriculture, Land Reform and Rural Development

A grant-and-loan package for black producers to buy land, equipment, livestock and inputs, replacing part of the debt with a government grant.

Amount

Grant portion plus loan; the grant share is higher for smaller producers

Deadline

Rolling: apply any time

Where

National

Who it is for

Farmers & agri, Black-owned, Township & rural, Youth (18–35), Women-owned

Sectors

Primary agriculture and agri-processing

The Blended Finance Scheme combines a Land Bank loan with a grant from the Department of Agriculture, Land Reform and Rural Development so that black farmers can finance land, infrastructure, machinery, livestock and production inputs without carrying the full amount as debt. The grant share is larger for smallholders and for women, youth and people with disabilities.

Farmers need access to land (owned, leased or under a permission to occupy), a farm plan and, for larger amounts, a track record. Land Bank's provincial offices and agricultural advisors help with the application.

Who qualifies

Black South African farmer or agri-business with access to land and a viable farm plan; registered where required; able to service the loan portion.

How to apply

Apply at a Land Bank branch or on landbank.co.za; call 012 686 0500.

Apply on the funder's site

Insly is not the funder and charges nothing. Amounts and rules are as published by Land Bank with the Department of Agriculture, Land Reform and Rural Development and were last checked 15 Sept 2026; confirm on their site before applying. No legitimate funder charges an application fee.

Land Bank blended finance for black farmers | Land Bank with the Department of Agriculture, Land Reform and Rural Development | Insly Funding