Articles / Funding

Loans for youth (18–35)

Grants, loans, incentives and competitions from government, development financiers, foundations and corporates. Amounts and eligibility as published by the funder; every card links to the funder's own application page. 34 programmes listed.

  • Loan

    IDC funding for industrial and growth businesses (from R1 million)

    Industrial Development Corporation (IDC)

    From R1 million; loans, equity and quasi-equity

    South Africa's largest development financier: loans, equity and blended products for projects that build industrial capacity, with flexible repayment and moratoriums.

    Small businessesManufacturersBlack-ownedRolling applications
  • LoanGauteng

    Gauteng Enterprise Propeller (GEP) loans and business support

    Gauteng Enterprise Propeller

    Micro loans to growth finance; non-financial support at no cost

    The Gauteng provincial agency for SMMEs and co-ops: loans, contract finance, and free business development support for businesses in the province.

    Small businessesTownship & ruralYouth (18–35)Rolling applications

Grants are rare, loans are not

Most "government funding" is a loan or a cost-sharing incentive. True grants (NYDA, BBSDP, TIA seed, foundations) are competitive and paid to suppliers, not to you.

Get the paperwork first

CIPC registration, a SARS tax compliance pin, a business bank account, six months of statements and three quotations per item. Incomplete packs are the main reason for rejection.

Never pay to apply

No funder on this page charges an application fee. Anyone asking for a "processing fee" for NYDA, SEDFA or dtic money is a scam. Read our 2026 funding guide.