Grants, loans, incentives and competitions from government, development financiers, foundations and corporates. Amounts and eligibility as published by the funder; every card links to the funder's own application page. 34 programmes listed.
SEDFA (Small Enterprise Development and Finance Agency)
R50 000 – R15 000 000
Term loans, working capital, asset finance and bridging finance for SMMEs and co-operatives in any sector, repaid over 12 to 60 months.
SEDFA
Up to R5 million at prime minus 3% (prime minus 5% for entrepreneurs with disabilities)
Concessionary loans for businesses owned by women, priced below the bank rate, for working capital, equipment and expansion.
National Empowerment Fund (NEF)
R250 000 – R15 000 000
Loans and quasi-equity for black entrepreneurs starting a business, buying a franchise, or financing a signed tender or purchase order.
National Empowerment Fund (NEF)
R2 000 000 – R75 000 000
Growth capital for established black-owned businesses: buying a stake in a company, expanding operations, or funding a large new venture.
National Empowerment Fund (NEF)
R250 000 – R75 000 000
A ring-fenced pool of NEF funding for businesses majority-owned by black women, across all NEF products from start-up to expansion.
National Empowerment Fund (NEF)
R1 000 000 – R50 000 000
Funding for community-owned and township businesses, co-operatives and rural projects that create jobs where they are most needed.
Industrial Development Corporation (IDC)
From R1 million; loans, equity and quasi-equity
South Africa's largest development financier: loans, equity and blended products for projects that build industrial capacity, with flexible repayment and moratoriums.
Gauteng Enterprise Propeller
Micro loans to growth finance; non-financial support at no cost
The Gauteng provincial agency for SMMEs and co-ops: loans, contract finance, and free business development support for businesses in the province.
Most "government funding" is a loan or a cost-sharing incentive. True grants (NYDA, BBSDP, TIA seed, foundations) are competitive and paid to suppliers, not to you.
CIPC registration, a SARS tax compliance pin, a business bank account, six months of statements and three quotations per item. Incomplete packs are the main reason for rejection.
No funder on this page charges an application fee. Anyone asking for a "processing fee" for NYDA, SEDFA or dtic money is a scam. Read our 2026 funding guide.
